According to information provided by Bloomberg, the release of the Apple Card is imminent. After being announced in March, Apple's credit card is expected to be available on US soil as early as the first half of August.
In the latest update – iOS 12.4 – Apple will have made available everything needed to support the Apple Card. At this time the change will be server side only, so the card can be released at any time.
Employees have already begun testing the Apple Card
The same source revealed that Apple employees were already able to sign. That is, they are currently testing the card before its official release.
This card is available to US users through a partnership between Apple and Goldman Sachs. The finance group handles the entire banking infrastructure, while Apple controls everything about the user experience.
How Apple Card Works
Users will be able to register directly through the Wallet app on their iPhone. The Apple Card may be used in conjunction with Apple Pay, but in this case users will receive a physical titanium card that works on the Mastercard network.
You will have access to your most recent transactions, and will be able to see in detail your profiled purchases by category. There are no monthly fees associated, and you receive 1% cashback if you pay with your card, 2% if you use Apple Pay and 3% if it is an Apple associated purchase.
The card has no number, which makes things safer. When you want to pay something on a site that does not support Apple Pay, you will have access to a virtual card in your Wallet. After arriving in the United States, this direct rival of the N26 or Revolut should take his time to reach Europe.
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